MantaFlow Factoring
Liquidity in 24h
Without credit.
Without risk.
Why wait 60 days?
Swiss SMEs wait an average of 58 days for their money*.
MantaFlow is the Swiss provider for digital factoring.
We help SMEs free up liquidity – by selling their open invoices instead of waiting for payment.
We help SMEs free up liquidity – by selling their open invoices instead of waiting for payment.
This is how it works: You sell your receivable to MantaFlow and receive liquidity within 24 hours.
Result:
Your advantages as an SME
With MantaFlow, you shorten your payment terms from 58 days to 1 day – digitally, transparently, and according to Swiss standards.
Payment on the same day, at the latest within 24 hours.
Your receivables are protected against default.
You always know when your money is coming.
Everything digital and seamlessly integrated into your processes.
Based in Zug, Swiss law, clear processes.
No hidden fees, no commitment.
How MantaFlow Factoring works
1
Provide serviceYou deliver your goods or provide your service as usual.
2
Transfer invoicesYou transfer the open invoices digitally to MantaFlow.
3
Payment within 24hYou will receive up to 100% of the invoice amount transferred directly to your account.
MantaFlow Factoring – as flexible as your business
Individual factoring solutions, adaptable to your industry and your situation.
Real Factoring
MantaFlow assumes the risk of default of your receivables – on request also as non-recourse factoring with recourse.
Confidential Factoring
Selective Factoring
Reverse Factoring
Additional services for more efficiency
Get the most out of your accounts receivable management.
With MantaFlow’s additional services, you benefit from more security, efficiency and transparency – from processing to credit checks and pre-financing.
Everything digital, everything from a single source – so you can concentrate on your core business.
Before you enter into a business relationship, you can check your debtors with us. This way you can identify risks early on.
Leave the processing of your invoices to us – from creation to payment monitoring. This way your billing process runs efficiently, digitally and error-free.
Via the factoring module you sell your invoices directly via MantaFlow and receive your money within 24 hours – no matter when your customers pay.
Why MantaFlow Factoring?
We combine Fintech efficiency with Swiss reliability.
No long applications. No bank meetings. Just liquidity when you need it.
No long applications. No bank meetings. Just liquidity when you need it.
01
Expertise in the field of financingTailor-made financing solutions for SMEs, based on sound industry experience.
02
Use of the latest technologiesInnovative technologies for faster, more flexible and more efficient financing processes.
03
Seamless accessibilitySimple, intuitive products and services for a seamless user experience.
What Our Customers Say
*Source: European Payment Report 2025, Intrum